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Your Satisfaction is Our #1 Priority

Serving others and developing customized insurance solutions is what drives us.

The Solution To Your Insurance Needs

Providing a variety of personal insurance and business insurance solutions is what Stuart Smith Insurance Agency does best.

Personal Insurance

Trusted advice and insurance solutions to protect what matters most.

Business Insurance

Coverage and risk management solutions for companies of all sizes.

Life Insurance

Solutions to ensure your loved ones have what they need.

Stuart Smith Insurance Agency

Since 1981, the Smith family has made it their mission to protect the families and businesses they serve with quality insurance solutions. As a third-generation agency, we combine a wealth of knowledge with a focus on customer service to bring you the best of both worlds.

We partner with some of the most reputable insurance companies in the country to offer you a choice of comprehensive coverage options. And as a local insurance agency, you can rely on us to truly give you a personalized insurance experience, with policies that are customized to you.

With a focus on serving the corridor between Cleveland, OH and Akron, OH, we are truly proud to provide personalized, local service to each and every client. That’s why we specialize in a variety of solutions to meet your specific needs. Whether you have been with us for years, need to file your first claim, or are simply looking for better coverage, get in touch with us or stop by our office to get the service and solutions you’re looking for.

Since 1981, we have been serving clients throughout Cleveland, OHAkron, OH, and everywhere in between, with a focus on Portage, Summit, Geauga, Stark, Mahoning, Medina, and Cuyahoga Counties in Ohio.

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As an independent agency, we are here to help you find the right coverage.

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Client Satisfaction is Our Top Priority

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The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • We represent multiple insurance companies.
  • We are licensed insurance advisors.
  • We are by your side every step of the way.
  • We offer a wide variety of insurance solutions.
  • We are there for you in your time of need.
Find Out How

What Makes Stuart Smith Insurance Agency Special

Here’s what sets us apart when it comes to serving your insurance needs.


Three generations of the Smith family have dedicated themselves to help others and protect local families and businesses.

Client Satisfaction

Your satisfaction is our top priority because we want you to have the protection and the personalized service you deserve.

Local Service

We don’t just offer quality service, we take a personalized approach to insurance by truly getting to know you and working with you one-on-one.
Auto Insurance
Home Insurance
Life Insurance
Business Auto Insurance
Commercial Property Insurance
General Liability Insurance

We Are Proud of Our Partnerships

By partnering with some of the top insurance companies in the industry, we can bring you comprehensive coverage and customized solutions.

Erie Insurance
SafeCo Insurance
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Get a glimpse of the risks you face and how your insurance can protect what matters most.

Bodily Injury Liability Coverage
Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.


Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.

Property Damage Coverage
Risk Factor

When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.


The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.

Medical Payments Coverage and Personal Injury Protection
Risk Factor

Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.


Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.

Uninsured / Underinsured Motorist Damage Coverage
Risk Factor

What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.


Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.

Physical Damage Coverage
Risk Factor

Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.


Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.

Rental Coverage / Loss of Use
Risk Factor

When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.


Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.

Auto Insurance 101

Make sure you cover the unique risks you face with auto insurance.

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Kent, OH

4601 State Route 43
Kent, OH 44240

Serving clients throughout Cleveland, OH, Akron, OH, and everywhere in between.

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